Skip to main content

Financial Tools

Free calculators and tools to help you plan your financial future. Get instant insights — no sign-up required.

Retirement Readiness Calculator

Are you saving enough? See if you're on track for the retirement you want.

Retirement Readiness Calculator

Find out if you're on track for a comfortable retirement.

35
65
Employee + employer combined
75%
10%
6%
5%
0%
Retirement Readiness
R0
Projected monthly income at retirement
R0
Desired monthly income at retirement
R0
Projected retirement fund
R0
Required retirement fund

Savings Growth Projection

Want a personalised retirement plan tailored to your goals?

Book a Free Consultation

Retirement Tax Deduction Calculator

See exactly how much you save on tax through your retirement fund contributions.

Retirement Tax Deduction Calculator

See how much you save on tax through your retirement fund contributions (Section 11F).

35
Employee contribution
Retirement annuity (if any)
R0
Annual Tax Saving
R0
Monthly tax saving
R0
Effective cost per month
0%
Your marginal tax rate

Breakdown

Total annual contributionsR0
27.5% of income (max deductible by %)R0
Annual capR350,000
Deductible amountR0
Tax before deductionR0
Tax after deductionR0

Tax Before vs After Deduction

Deduction Cap Utilisation

R0 of R350,000 used

Not maximising your tax benefit? Let us review your retirement contributions.

Book a Free Consultation

Financial Health Scorecard

Take our 3-minute quiz and get a personalised financial health report.

Financial Health Scorecard

Answer 12 quick questions and get a personalised financial health report with actionable recommendations.

Takes about 3 minutes


Life Cover Needs Calculator

How much life insurance does your family actually need?

Life Cover Needs Calculator

Calculate how much life insurance your family would need if something happened to you.

Your Income

10

Financial Obligations

Existing Resources

Savings, investments (excl. retirement funds)
R0
Life cover needed
R0
Total financial needs
R0
Existing resources

Needs Breakdown

Detailed Breakdown

Income replacementR0
Outstanding debtR0
Funeral & estate costsR0
Education fundR0
Emergency fundR0
Total needsR0
Less: Existing coverR0
Less: Other assetsR0
Cover shortfallR0

Get a personalised life cover quote from a qualified adviser.

Book a Free Consultation

Tax-Free Savings Account Calculator

See the power of tax-free investing over time.

Tax-Free Savings Account Calculator

See how your TFSA can grow tax-free — and how much you save compared to a normal investment.

Lifetime limit: R500,000
Max R3,000/month (R36,000/year)
20
10%
R0
Projected TFSA value
R0
Equivalent taxable investment
R0
Tax-free advantage
R0
Total contributions

Lifetime Limit Tracker

R0 of R500,000 lifetime limit used

Growth: TFSA vs Taxable Investment

Open or optimise your Tax-Free Savings Account with expert guidance.

Speak to an Adviser

Ready to Take the Next Step?

Book a free consultation with one of our qualified financial advisers.

Book a Free Consultation

Take the first step towards financial peace of mind. One of our qualified advisers will contact you.